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Privacy

PRIVACY POLICY Purpose of Collection Personal information is information about an identifiable individual and includes facts or an opinion about you which identifies you or by which your identity can be reasonably determined. The collection of your personal information is essential to enable us to conduct our business of offering and providing you with our range of financial products and services. We may collect personal information for the purposes of:
>	Identifying you when you do business with us.
>	Establishing your requirements and providing the appropriate product or service.
>	Setting up, administering and managing our products and services.
>	Improving our financial products and services, including training and developing our staff and representatives.
>	Anti-Money Laundering/Counter Terrorism.
Disclosure We use and disclose your personal information for the purposes we collected it. We may also use and disclose your personal information for a secondary purpose related to the purpose for which we collected it, where you would reasonably expect us to use or disclose your personal information for that secondary purpose. In the case of sensitive information, any secondary purpose, use or disclosure will be directly related to the purpose of collection.
Sending your personal information to companies in the same Group.
>	When you have asked us to do so.
>	When we are authorised or required by law to do so.
Access You can request access to the personal information we hold about you by contacting us. If accessing your personal information takes an extended period of time, we will inform you of the likely delay. For more detailed requests for access to personal information, for example, access to information held in archives, a fee may be charged to cover the associated cost of retrieval and supplying this information. Marketing We would like to use and disclose your personal information to keep you up to date with the range of products and services available from us and other companies within the same Group. Generally, our companies in the Group will use and disclose your personal information for the Group's marketing purposes. If you do not want us to use and disclose your personal information for the purpose of marketing products and services to you, you should advise us immediately. Contact Please contact us to: Change your mind at any time about receiving marketing material, request access to the personal information we hold about you, or obtain more information about our privacy practices by asking for a copy of our Privacy Policy; You can contact us by sending a letter to TICA Insurances Pty Ltd P.O. Box 120 Concord NSW 2137

TICA Insurances Pty Ltd is a member of the TICA Group of Companies