If you have your rental property building already insured, or if you own a strata unit or a unit in a complex or a resort where the building is insured elsewhere, you will need a specialized insurance package that is designed to cover you against the hazards of renting to short-stay tenants.

In particular, in addition to the Building cover, you need to cover:

Please read the Product Disclosure Statement for full details of the cover.

Holiday Unit Insurance through TICA Insurances as Authorised Representatives for St George Underwriting Agency will give you these covers –

and one more thing –

If you want to minimize the expenses of running your second home, pay attention to the excesses you have to pay when you have a claim. Holiday Unit Insurance by TICA Insurances as Authorised Representatives for St George Underwriting Agency have the lowest excesses around!

Owner’s Contents
Up to $30,000 for loss or damage caused by fire storm, fusion, impact, theft (not by tenants) water damage, malicious damage, earthquake, riots and more. Cover includes fixtures and fittings where they are not covered by body corporate insurance.

Legal Liability
Up to $20 million for third party bodily injury or property damage arising from your ownership of the rental property.

Fire & Explosion
Resulting from deliberate acts of your tenant. Up to $50,000 cover for Landlord’s Contents and Building.

Loss of Rent
For up to $50,000, if the premises are untenantable from an event insured anywhere under this policy.

Deliberate, Malicious or Intentional Damage by Tenants
Up to $50,000 for any one tenancy.